The 10 cheapest areas in UK for car insurance

Is yours one of the most expensive car insurance postcodes?

When it comes to car insurance, motorists in Scotland are having the last laugh as they pay the lowest premiums, according to new research from moneysupermarket.com.

Analysis carried out on one million car insurance quotes over the last 12 months has revealed that out of the top ten areas, seven of the cheapest postcodes are in Scotland. The hardest hit areas are postcodes in Birmingham and Manchester which feature six times in the top 10 most expensive areas - with motorists in Manchester standing to pay £500 a year more on average than those living in Scotland.

However, while Scotland may generally be the cheapest part of the country for car insurance, Truro in Cornwall actually bags the top spot among individual postcode areas. Penzance in Cornwall is also in the top 10 as is Bury St Edmonds in Suffolk.

Here's the list of the top 10 areas and bottom 10 areas for car insurance:
The 10 cheapest areas in UK for car insurance


Average lowest quote Postcode Postal area
£355.72 TR1 Truro, Cornwall
£374.99 KY12 Dunfermline, Scotland
£379.26 KY6 Glenrothes, Scotland
£379.69 DD5 Dundee, Scotland
£381.50 AB15 Aberdeen, Scotland
£382.76 IP33 Bury St Edmunds, Suffolk
£383.33 FK3 Grangemouth, Scotland
£384.75 IV30 Elgin, Scotland
£385.68 TR18 Penzance, Cornwall
£386.13 DD2 Dundee, Scotland